English & Español ★★★★★ 5.0 · 170+ Google reviews 90-Day Refund Policy Consumer protections under FCRA & FDCPA Since 2016
FCRA & FDCPA consumer protections • Since 2016

Why Thousands Trust Maximum Score Builders

For over a decade, we've helped consumers across multiple states reclaim their financial future through ethical, transparent credit repair — backed by a written 90-day refund policy.

FCRA consumer protections FDCPA consumer protections No Advance Fees 90-Day Guarantee Multiple States
What Sets Us Apart

Six Reasons Clients Choose Us

We're not your typical credit repair company. Here's what makes Maximum Score Builders different.

Ethics-First Approach

Founded on consumer advocacy in 2016, we follow the consumer protections in the FCRA and FDCPA. No shortcuts, no shady tactics — just honest work that holds up to scrutiny.

Real, Documented Results

Thousands of clients have improved their credit profiles through our program. We focus on what's verifiable, accurate, and legally disputable on your reports.

Education-Focused

We don't just fix scores — we teach you how credit works so you keep what we build. Free educational resources, tools, and ongoing guidance for life.

90-Day Refund Policy

Our written 90-day refund policy sets out when you may request a refund. Service is month-to-month with no cancellation fee, so you are never locked in while we work.

Multiple States

Headquartered in Bakersfield, CA, we serve clients in multiple states. Wherever you are, our team is just a phone call or email away — every business day.

Personal, Dedicated Service

You're not a case number. Every client gets a dedicated specialist who knows your file, returns your calls, and walks you through every step of the process.

10+
Years in Business
1000s
Clients Served
CA+
Multiple States Served
5.0
Google Rating
The Maximum Score Builders Difference

How We Compare

See how our approach stacks up against typical credit repair companies.

Feature Maximum Score Builders Typical Companies
90-Day Refund Policy
We follow the consumer protections in the FCRA and FDCPA Sometimes
No Advance Fees Rare
Free Credit Education Hub
Dedicated Personal Specialist Call Center
Transparent, Upfront Pricing Hidden Fees
Our Process

Simple, Transparent, Effective

Three clear steps from first conversation to a stronger credit profile.

Free Credit Assessment

We pull and review your three-bureau report together. No pressure, no obligation — just an honest look at where you stand and what's possible.

Custom Strategy

Your dedicated specialist builds a tailored plan targeting inaccurate, unverifiable, or outdated items legally disputable on your reports.

Transparent Results

Track progress through your client portal in real time. See every dispute, every response, every win as it happens — no black box.

Our 90-Day Refund Policy

If the eligibility conditions stated in our written 90-day refund policy and in your service agreement are met, you may request a refund. Service is month-to-month with no cancellation fee.

CROA Disclosure: We cannot guarantee specific results or score increases. Individual results vary based on your credit profile.

Ready to Restore Your Credit?

Take the first step today with a free, no-obligation credit assessment. Our team will review your report, explain your options, and answer every question — in plain English.

Or call us directly: 661-505-8085

Important Disclosures: Maximum Score Builders is a credit repair organization following the consumer protections in the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Credit Repair Organizations Act (CROA). We do not guarantee the removal of any specific item, any loan approval, or any specific credit score increase, and we cannot remove accurate, verifiable information. You have the right to dispute inaccurate information directly with Experian, Equifax, and TransUnion at no cost. Cancellation rights vary by applicable law: federal CROA provides a three-business-day cancellation right, and California consumers generally have a five-working-day cancellation period under applicable California law. Our 90-day refund policy applies subject to the eligibility conditions stated in the policy and your service agreement. Results vary by individual credit profile. Learn more at the FTC: ftc.gov. This content is educational only and does not constitute legal or financial advice.