Website Disclaimer & Legal Notice
This page explains important limitations concerning information published by Maximum Score Builders, including educational content, credit outcomes, third-party services, affiliate relationships, testimonials, external websites, and general use of this website.
Disclaimer at a Glance
- Website content is for general educational and informational purposes.
- Maximum Score Builders is not a law firm, lender, mortgage company, tax advisor, or financial-planning firm.
- No specific deletion, score increase, approval, interest rate, or completion date is guaranteed.
- Credit bureaus, creditors, furnishers, collectors, lenders, scoring companies, and other third parties make their own decisions.
- Some links may be affiliate or referral links, and Maximum Score Builders may receive compensation.
- Testimonials describe individual experiences and should not be interpreted as typical or guaranteed results.
- Paid credit-repair services are governed by a separate written service agreement.
Educational and Informational Content
Content published on maximumscorebuilders.com is provided for general educational and informational purposes. This includes articles, guides, FAQs, calculators, learning-center content, social-media content, videos, examples, and other educational materials.
Website information is not intended to be individualized legal, tax, accounting, investment, mortgage, underwriting, or other professional advice.
Financial and credit situations vary from consumer to consumer. Before making an important legal or financial decision, consider consulting an appropriately licensed professional familiar with your circumstances.
Reading website content, completing an assessment, submitting a contact form, or scheduling an initial credit review does not by itself create a credit-repair service agreement. Paid services are governed by a separate written agreement when a consumer chooses to enroll.
You Can Work on Credit Issues Yourself
Consumers may dispute credit-report information they believe is inaccurate or incomplete directly with consumer reporting agencies without hiring a credit-repair organization.
Hiring Maximum Score Builders is optional. Our professional services are intended for consumers who choose assistance, education, organization, and support with the credit-repair process.
Important consumer protections
- You may review and dispute eligible credit-report information yourself.
- You do not need to hire a credit-repair organization to contact Experian, Equifax, or TransUnion.
- Credit-repair services require applicable written disclosures and a written agreement before covered services begin.
- Applicable federal and state cancellation rights are provided in the service agreement and Notice of Cancellation.
Credit Results Vary
Maximum Score Builders does not guarantee a particular credit outcome. Credit reports and scores can be affected by many factors, including information supplied by creditors and furnishers, consumer behavior, reporting dates, bureau investigations, scoring models, and other circumstances.
No Guaranteed Deletion
We do not guarantee that any particular account, collection, late payment, inquiry, charge-off, or other item will be removed.
No Guaranteed Score
We do not guarantee a specific credit-score increase or a particular score within any period of time.
No Guaranteed Approval
We do not guarantee mortgage, automobile, credit-card, rental, employment, business-financing, or other approval.
No Guaranteed Rate
We do not guarantee a particular interest rate, loan term, credit limit, down payment, or lender offer.
Independent Parties Control Their Own Decisions
Maximum Score Builders does not control consumer reporting agencies, creditors, furnishers, debt collectors, scoring-model providers, lenders, landlords, employers, insurers, or other independent third parties.
Those parties may independently determine:
- whether information is verified, updated, deleted, or otherwise reported;
- how and when information is furnished to consumer reporting agencies;
- which credit-scoring model is used;
- how an application is underwritten;
- whether financing or another product is approved; and
- what pricing, rate, limit, deposit, or other terms are offered.
Credit Scores Can Differ
Consumers may have multiple credit scores. Scores may differ depending on the consumer reporting agency, credit-report data, scoring model, model version, date of calculation, and type of lender or product.
A score displayed by a monitoring provider, educational service, credit-card company, or other source may not be the same score used by a particular lender.
Credit education on this website should not be interpreted as a representation that a specific score shown to a consumer will be the score used for mortgage, auto, credit-card, or other underwriting.
Education Is Not Loan Qualification
Maximum Score Builders may provide educational information concerning homebuyer readiness, automobile financing, credit cards, debt, utilization, or other financial goals.
That education does not constitute a loan approval, prequalification, preapproval, underwriting decision, appraisal, lending commitment, or guarantee that a consumer will qualify for financing.
Consumers should consult the appropriate lender, mortgage professional, housing professional, financial advisor, or other qualified professional concerning specific qualification requirements.
Individual Experiences Are Not Guarantees
Testimonials, customer reviews, case examples, before-and-after information, and similar content may describe the experience of a particular consumer.
Individual experiences vary and should not be interpreted as a promise, guarantee, prediction, or representation that another consumer will receive the same or similar result.
Some Links May Produce Compensation
Maximum Score Builders may participate in referral or affiliate relationships. Some links to independent third-party products or services may result in Maximum Score Builders receiving compensation if a consumer chooses to purchase or enroll through the link.
Examples may include independent credit-report, credit-monitoring, identity-protection, or related services.
Unless expressly stated otherwise, third-party products are not provided by Maximum Score Builders. The third party controls its own pricing, trial terms, cancellation rules, privacy practices, features, warranties, and service availability.
Third-Party Websites
maximumscorebuilders.com may contain links to websites, tools, government agencies, credit bureaus, educational resources, service providers, or other websites operated by third parties.
A link does not mean Maximum Score Builders controls or guarantees the accuracy, security, availability, privacy practices, terms, or content of the independent website.
Review the third party's own terms, pricing, disclosures, and privacy policy before providing information or purchasing a product.
Information Can Change
We work to provide useful and accurate educational information, but credit-reporting practices, laws, regulations, lender requirements, scoring models, third-party pricing, websites, and financial products can change.
We do not warrant that every piece of website content will always be current, complete, error-free, or suitable for every consumer's circumstances.
If you identify information on our website that appears outdated or inaccurate, please contact us so we can review it.
Use of Website Information
To the extent permitted by applicable law, Maximum Score Builders is not responsible for losses resulting solely from a user's reliance on general website information where individualized professional advice should reasonably have been obtained.
Maximum Score Builders is also not responsible for independent decisions or actions of consumer reporting agencies, creditors, furnishers, collectors, lenders, third-party websites, technology providers, or other independent parties.
Nothing in this Website Disclaimer excludes, limits, or waives a consumer right, statutory remedy, or legal obligation that cannot lawfully be excluded, limited, or waived.
Client Services Are Governed Separately
This Website Disclaimer does not replace the disclosures, service agreement, authorization, Schedule A, Notice of Cancellation, refund terms, or other documents provided to a consumer who chooses to enroll.
If a general website statement differs from an applicable signed client agreement, the signed agreement controls the paid services to the extent permitted by law.
Applicable Law
This Website Disclaimer is governed by applicable federal law and the laws of the State of California, without limiting consumer protections that cannot lawfully be waived.
Future Changes
Maximum Score Builders may update this Website Disclaimer when website content, business practices, service providers, laws, or other relevant circumstances change.
The current revision date will be displayed on this page.
Questions About This Disclaimer?
Contact Maximum Score Builders if you have questions concerning this Website Disclaimer or information published on our website.
Maximum Score Builders
- Maximum Productions LLC d/b/a Maximum Score Builders
- 4646 Wilson Road, Suite 101, Bakersfield, CA 93309
- Phone: 661-505-8085
- Email: support@maximumscorebuilders.com
- Website: maximumscorebuilders.com