Maximum Score Builders · Weekly Facebook Live Series
Free Credit Education Hub
Real strategies. Real results. Every week we go LIVE to teach you exactly how to repair, rebuild, and maximize your credit — using the same tools the professionals use. New write-ups land on our credit education blog.
100% Free Education
FCRA consumer protections
FDCPA consumer protections
No Advance Fees
How the Funnel Works
1
Watch the Live
Join us on Facebook Live every week for free credit education on a new topic.
2
Access the Guide
Open the interactive reference guide to follow along and review step-by-step workflows.
3
Book Your Assessment
Schedule a free session with a credit specialist to review your specific situation.
4
Start Your Credit Plan
Get a personalized plan to repair, rebuild, and maximize your FICO score.
All Weekly Guides
● Live This Week
Charge-Off Removal Framework
5 legal workflows to remove charge-offs using FCRA § 605B, identity theft rights, 1099-C cancellation, and pay-for-delete negotiation.
FCRA § 605B
FDCPA
1099-C
Pay-for-Delete
Dispute Letters
New Guide
9 Credit Repair Strategies That Work
A step-by-step system covering disputes, utilization, payment history, and a DIY vs. professional help comparison to fix your credit faster.
Disputes
Utilization
DIY vs Pro
Ready Soon
Credit Dispute Letter Mastery
Write dispute letters that actually work. Templates for every error type, bureau-by-bureau submission strategies, and escalation scripts.
FCRA § 611
Letter Templates
Bureau Disputes
CFPB Complaints
Coming Soon
Collections & Debt Validation
Know your rights when collectors call. Learn debt validation, statute of limitations, arbitration leverage, and how to stop illegal collection activity.
FDCPA § 1692g
Validation Letters
Arbitration
Cease & Desist
Coming Soon
Building Credit Fast
Proven strategies to rebuild your score quickly — secured cards, credit builder loans, authorized users, and the optimal utilization formula.
Secured Cards
Credit Builder
Authorized User
Utilization
Ready to Restore Your Buying Power?
Our specialists have helped thousands of clients in Bakersfield and multiple states where services are legally available
achieve financial stability. Take the first step — it's completely free. If you just want the fundamentals, start with our great credit tips.
All educational content is sourced from the FTC, CFPB, IRS, and direct statutory text of the FCRA, FDCPA, and CARES Act. Maximum Score Builders is a Credit Counseling Company operating under FCRA, FDCPA, and CROA consumer-protection standards. Content is for educational purposes only and does not constitute legal or financial advice. Bakersfield, CA · Since 2016.