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Start Your Maximum Score Builders Enrollment
Four clear steps. Tell us about your goals, schedule a free credit review, get your credit reports ready, and meet with our team to understand your options. You decide afterward whether you want to become a client.
Your initial credit review is free. Completing this website flow does not enroll you in paid credit-repair services.
Not you, or want to begin again? Start over
Tell Us About Your Goals
Share your basic information and communication consent. This takes about 60 seconds and does not enroll you in credit-repair services.
Important: submitting this form authorizes Maximum Score Builders to contact you about your inquiry according to the consent shown in the form. It does not enroll you in credit-repair services and does not authorize us to dispute accounts or communicate with third parties on your behalf.
Already sent your information? Continue to Step 2 →
Information received
Step 2 of 4Schedule Your Credit Review
Choose a convenient time for a free 15–30 minute initial credit review. There is no obligation to enroll.
What scheduling this appointment means
Already booked? Continue to Step 3 →
Appointment booked — check your email
Step 3 of 4Get your credit reports
Current three-bureau information helps us review your credit profile efficiently. Use reports you already have or choose one of the available options below.
Never email your report. Always use the secure portal.
About Credit Hero Score
You may also get one free report from each bureau every 12 months at AnnualCreditReport.com — no subscription.
Why is a Social Security number needed?
Got your reports? See what happens next →
Your Personalized Credit Review
We review the information you provide, discuss your goals, explain relevant credit-report information and consumer rights, and answer your questions. This initial review does not itself enroll you in credit-repair services.
This is still the lead stage: your initial credit review is educational and informational. It does not authorize Maximum Score Builders to dispute accounts, communicate with credit bureaus or furnishers on your behalf, or begin paid credit-repair services.
Your 3 credit reports
See what Equifax, Experian and TransUnion are reporting.
What is affecting your credit
Accounts, balances, late payments, collections and inquiries.
What may need attention
Information that may warrant documentation, investigation or dispute.
Your next steps
We explain possible next steps, available services and pricing. You decide whether you want to enroll.
Good to know before we begin
No payment during this lead flow
No guaranteed results
Written agreement and disclosures
Your right to cancel
You can dispute credit-report errors yourself
After Your Review
Want to become a client?
There is no obligation to purchase services. If you decide to enroll, Maximum Score Builders will provide the applicable consumer disclosures, written service agreement, authorization, pricing terms and cancellation notices through our secure client system for you to review and electronically sign. Covered credit-repair services begin only as permitted by the agreement and applicable law.
At a glance
Who you are working with
Since 2016
Serving credit consumers since 2016.
Bakersfield, California
A real local office. Everything can be handled remotely.
English & Español
Bilingual team, forms and consultations.
Education first
Consumer-rights-focused credit education, not sales pressure.
No payment at this stage
The lead form, appointment and initial credit review do not collect payment for credit-repair services.
No guaranteed results
We do not promise a specific score increase or deletion. Outcomes depend on the consumer's individual credit profile and third-party reporting decisions.
The service
What working with us includes
If you decide to become a client after your credit review and complete the required enrollment documents, this is what the service may include.
All three credit reports
Experian, Equifax and TransUnion reviewed together — an item corrected on one often sits untouched on the other two.
A written analysis
A review of what is being reported and, where applicable, an explanation of items that may warrant further documentation, investigation or dispute.
Dispute work under the FCRA
We challenge items that are inaccurate, incomplete, outdated or unverifiable, and document every response we receive.
Ongoing education
Utilization, payment history and account age explained plainly, so you can hold your gains after we are done.
Progress you can see
Client portal access, so you are never left wondering what is happening.
Your protections
Know your rights before you sign anything
You can dispute credit report errors yourself, for free, with each bureau. We tell every client that plainly, because someone who understands the process gets better results. What you are paying us for is expertise, persistence and the hours you would otherwise spend on it.
As required by CROA § 1679c (15 U.S.C. § 1679c): you have the right to dispute inaccurate information on your credit reports directly with Experian, Equifax, and TransUnion at no cost, without using a credit repair organization.
Before you start
Common questions
Is the consultation really free?
How long does credit repair take?
Can you remove accurate negative information?
Will working with you hurt my credit score?
Do I have to buy a credit monitoring subscription?
Do I need to live in Bakersfield?
What if I change my mind after signing?
Maximum Score Builders does not guarantee a specific credit score increase, the removal of any specific account, or approval for any loan, mortgage or vehicle financing. Results vary based on each consumer’s credit profile, documentation, creditors, and credit bureau responses.
Maximum Score Builders · Bakersfield, California
(661) 505-8085 ·
support@maximumscorebuilders.com
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